This policy is designed to protect your loved ones in case of your unfortunate demise. It is a simple open-ended cover that provides protection to your family and offers 50% premium cash back annually in case of no claim as long as premiums are fully paid. The cover is for persons aged between 18 and 60 years. However, the maximum entry age is 55 years.

a.) Death Benefits

A lump sum benefit of KShs. 100,000 will be paid to the beneficiaries provided that the policy is active at the time of the occurrence of death due to illness, accident or natural causes.

b.) Cash Back Benefit

A sum of 50% (Kshs.1,200) of the total premiums paid will be refunded to the policy owner after every 12-month period where the policy is in force and provided that no claim has been made.This benefit can either be used to pay half of the premiums for the subsequent year or be fully withdrawn.

c.) Information Required to Onboard

• Name, Date of Birth and ID
• Beneficiary Name
• Digital Application Forms - no physical forms or hardcopy KYC

d.) Premium Payments

Flexible premium payments either monthly or annually:

• Monthly premium: KShs. 200
• Annual premium: KShs. 2,400









Everything about your Policy purchase.

USSD: Dial *507# the select option 2: Buy policy then follow up on the prompts to complete the transaction via Mpesa.

Everything about your Policy payments.

USSD: Dial *507# the select option 3: Pay premium then follow up on the prompts to complete the transaction via Mpesa.

Everything about your Services & Network.

No. At the moment, only Safaricom users can access the service. However, we’re working on the other network providers.

Everything about the Policy.

No. Currently the policy only covers one member. Children below the age of 18 can be on boarded through an aggregator e.g school.

Policy clause meanings.

It refers to 50% of premiums paid back i.e. (Kshs. 1,200) to the policyholder in the event of no claim occurring during the 12-month period from inception.

Everything about the Claims.

Notification of the claim can be done by contacting us via email or calling us on 0709 912 777, or visit any of our offices countrywide. The claimant then submits the documents that will be requested.

We’ll answer more questions here.

Email us on: or call 0709 912 777 or SMS 20858.