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Our Pumzisha cover is designed to put your mind at rest by ensuring you leave something towards funeral expenses. This policy covers you, your spouse, children, parents and parents-in-law.


  1. Death Benefits: A lump-sum benefit equivalent to 100% of the sum assured in respect of each Life assured will be paid provided that the policy is active and in force at the time of the occurrence of the insured event.
  2. Accidental Death Benefits
  3. Family Cushion Benefit – In the event of loss of the policy owner, 25% of the Sum Assured will be paid to the beneficiaries three months after bereavement.
  4. Hospitalization Benefit
  5. Cash Back benefits
  6. Optional Benefits: On payment of additionalpremium the following benefits are available:
    • Cash Investment – This allows the Policy Owner to invest for the term of the policy, 5 to 10 years.
    • Benefit Enhancement – This will enable you to increase your benefits to cushion inflation. There will be an increase in the annual contributions every year by an agreed percentage

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APA Insurance Group 2017