Health Insurance

APA Insurance is known for its innovativeness having been the first insurance company in Kenya to undertake HIV/AIDS cover. We believe in providing affordable access to quality health care for all Kenyans. This is achieved through our tailor made solutions which are crafted in consultation with our clients.

Health Insurance today is a vital aspect of employee benefits and A P A is well equipped to deal with all employer requirements. We are able to provide attractive packages for in-patient and out-patient covers, tailor made to suit the unique needs of the market, and at affordable premiums.

A P A was the first insurer to offer a unique HIV/AIDS cover for corporate clients. Due to our exemplary turnaround of claims and quality of service, the Health Insurance Division has grown dramatically over the last five years to become a leading underwriter of Health insurance in the Kenya market.

APA Insurance has a comprehensive medical cover to cater for all our customers needs.

FEATURES OF THE HEALTH INSURANCE POLICY

  • APA Insurance provides coverage for the first emergency caesarian section under hospitalization (inpatient cover)  up to Kshs 150,000/-This does not require to be insured as a separate item.
  • A minimum waiting period of only 14 days applies for new schemes.
  • There is cover for a period of six weeks whilst the insured is out of Kenya on business or holiday.
  • We are flexible and able to tailor make HEALTH packages to the satisfaction of our clients.  Service providers for outpatient care are agreed upon with the Client at the start of the scheme.
  • Claims settlements are done in a maximum of 10 working days from the date of receipt of the claim, if claims are properly documented and presented.
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APA Insurance | Health Insurance

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