PUBLIC LIABILITY

Provides cover for all sums, which the insured shall be legally liable to pay as damages for accidental bodily injury and or damage to property of 3rd parties including tow costs and expenses incurred with the written consent of the company.  This includes situations where visitor’s cars and personal property is damaged by falling objects or where visitors are injured by falling on slippery floor.

Underwriting Guidelines

The proposer must provide the following information:-

  • The nature of business
  • Location
  • Number of employees
  • Gross annual payroll
  • Whether there are any sub-contractors
  • State of the buildings
  • Whether there are cranes, lifts or hoists
  • Limit of indemnity
  • Claim history

Claim conditions

  • All litigations expenses must be incurred with written consent of the company.
  • The Liability of the insurer will not exceed the sum insured.

Exclusions

  • Judgments outside geographical scope
  • Loss or injury to employees
  • Liability arising out of ownership or possession of any mechanically propelled vehicle
  • Damage to contract works
  • Liability which arises out of an agreement
Status

Loading.Please wait...

APA Insurance | PUBLIC LIABILITY

Copyright © 2008 - 2010 APA Insurance Limited. All rights reserved. Website by artKenya.net.