This policy covers the employees of the Insured whilst on duty
and engaged in the execution of the Insured’s business &/or any project undertaken
by the Insured, against accidental bodily injury, disablement or death.
Compensation is payable under the provisions of WIBA Act 2007.
The maximum benefit is set at 96 months’ salary. The Wiba plus policy cover in
addition to the above also extends coverage to 24 hours.
WORKMEN INJURY BENEFIT ACT ( WIBA )
WIBA policy covers employees of the Insured whilst on duty and engaged in
execution of the Insured's business and/or any project undertaken by the
against accidental bodily injury, disablement, death or occupational
The compensation is payable under WIBA Act 2007.
Benefits to the company
- Death – Compensation is equivalent to a maximum of 8 Years
earnings or 96 Months earning.
- Permanent Total Disability - Compensation is equivalent to a
maximum of 8 Years earnings
or 96 Months earning.
- Temporary Total Disability - Compensation is equivalent to weekly
earnings up to a maximum of 52 Weeks.
- Medical Expense – The policy provides for a free cover limit up
to Kshs. 100,00/- per employee. However,
the insured may opt for an upper limit.
- Funeral/Last expense cover - The policy provides for a free cover
limit up to Kshs. 30,00/- per employee.
However, the insured may opt for an upper limit.
Group Personal Accident
We live in an era when people do activities in groups from traveling
together to living
together and this is why in line with current lifestyles it is best we also
cater for groups.
These policies cover accidental death or incapacitation to the insured.
will be payable to the insured or his/her legal representative in
the sum insured and scale of compensation agreed and specified in the policy
The age requirements for this policy are that the holder should be above 15
below 65 years. Policy can be given to individuals or group of individuals.
For students, we also provide a personal accident cover to individuals,
schools and organized
groups on very reasonable premium terms.
Special Group personal insurance is essentially a personal accident cover,
which includes work,
related occupational illness.