Fire & Perils Cover
This policy will indemnify the insured against the loss of or
damage to the property insured arising from fire as well as from allied perils
such as earthquake, explosion, riot and strike, malicious damage, Special perils
A-H,
etc.
Loss destruction or damage to the property described in the schedule or any
part thereof directly
by any of the undermentioned perils:-
FIRE, LIGHTNING, EXPLOSION but excluding loss or damage to
boilers, economizer or other vessels, machinery or
apparatus in which pressure is used, or their contents resulting from
their explosion.
EARTHQUAKE
STORM AND TEMPEST, FLOOD, BURSTING OR OVERFLOWING OF WATER TANKS,
APPARATUS OR PIPES
( excluding the first Kshs. 500/- of each claim).
AIRCRAFT AND OTHER AERIAL DEVICES AND/OR ARTICLES DROPPED THEREFROM.
IMPACT with any of the said building insured under this Policy
and/or any walls, gates and fences around and
pertaining thereto by any road vehicles, horses or cattle not belonging
to or under the control of the Insured,
his agent or servant thereto by any road vehicles, horses or cattle not
belonging to or under the control of
the Insured, his agent or servant.
SUBTERRANEAN FIRE.
RIOT AND STRIKE which for this insurance shall mean:-
- The Act of any person taking part together with others in any
disturbances of the public peace
(whether in connection with a strike or lock-out or not) not being
directly or indirectly connected
with any of the following occurrences, namely:-
- The Act of any person taking part together with others in any
disturbances of the public peace
(whether in connection with a strike or lock-out or not) not being
directly or indirectly connected
with any of the following occurrences, namely:-
- War, invasion, an act of foreign enemy, hostilities or
warlike
operations (whether war be declared or not),
civil war,
- Mutiny, civil commotion assuming the proportions of or
amounting to a popular rising, military rising,
insurrection,
rebellion, revolution, military or usurped power, or any act
of any person acting on behalf of or in connection with
any organization with activities directed towards the
overthrow by force of government de jure or de facto to the
influencing
of it by terrorism or violence.